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Consumer  
Loans

Consumer Loans are financial tools designed to assist individuals with poor credit in improving their creditworthiness, ultimately helping them qualify for loans, including mortgages for home purchases. These loans typically involve borrowing a sum of money, which is then used to pay off existing debts or establish a positive payment history. By making timely payments on the consumer loans, individuals can demonstrate improved financial responsibility to credit bureaus, leading to an enhanced credit score over time. This, in turn, increases the likelihood of securing a mortgage with more favorable terms, making homeownership more accessible for those who may have faced credit challenges.

  • Loans up to $5,000
  • Terms up to 48 months
  • Customized Credit Improvement Strategies
  • Free Financial Counseling Provided

Contact: joycebrown@communityworkswv.org   304-965-2241