Disaster Relief Programs

CommunityWorks in West Virginia, Inc. (CWWV) is pleased to announce that CWWV was selected as a recipient of the Federal Home Loan Bank of Pittsburgh (FHLBank) grant for Disaster Relief Program.
CWWV in partnership with United Bank has been awarded $400,000 to help families in need in all 12 counties declared federal disaster areas.

FHLBank Press Release

The Disaster Relief Program is designed to assist households affected by flooding in federally declared disaster areas in West Virginia. Eligible households whose homes were damaged by flood waters can use Disaster Relief funds to help with buying a new home or to assist with home repairs or replacement.

For more information contact:
Denise Cosby
NMLS# 568808
CommunityWorks in West Virginia, Inc.
(304) 965-2241
[email protected]

Eligible Terms

  • Incomes are at or below 80% of area median income (AMI);
  • Limited to assistance not already paid for by insurance, federal or state emergency assistance or any other funding sources;
  • For properties titled as real estate and permanently affixed to a foundation;
  • Requires a five-year retention period;
  • Properties in the 100-year flood plain are required to have flood insurance.
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Owner-Occupied Rehabilitation Assistance

  • For eligible owner-occupied units that are the primary residence;
  • Can be used for home repair/replacement to restore habitability or code compliance, up to a maximum of $15,000 per household. Total funds includes delivery fees. Delivery fees are subject to change.

Home Purchase Assistance Eligible Use and Terms

  • For households owning/renting a property that was damaged by the recent flooding and is not practical and/or feasible to repair;
  • Can be applied toward down payment or closing costs on purchase of a new home, up to $7,500;
  • New home may be located outside of the federal disaster area;
  • If renter seeking assistance meets the definition of a first-time homebuyer, renter must complete at least four hours of pre-homeownership counseling, including counseling on predatory lending.
"The damage from this flood has been profound and heartbreaking." said Senator Capito. "It is wonderful to see local bankers work together with community organizations to offer relief and hope, and I applaud FHLBank Pittsburgh for setting aside these funds to help our fellow West Virginians."