• Homebuyer Mortgage Loans: This loan is designed to provide low interest rates to limited-income individuals to fund the acquisition or construction of affordable single-family housing. This loan eliminates the need for costly mortgage insurance, resulting in more affordable monthly mortgage payments, thus closing the affordability gap for working West Virginia families.

  • Homebuyer Leverage Loans: This loan provides down payment and closing cost assistance to limited-income homebuyers purchasing a single-family home. By reducing the upfront costs needed to purchase a home, CommunityWorks is making homeownership a reality for more West Virginia residents.

  • Homeowners Rehabilitation Loans: The Homeowners Rehabilitation Loan is for limited-income West Virginia homeowners looking to repair or improve their homes or remove a health and safety code violation. This loan will also provide for rehab and handicap accessibility to age in place.