HOC

Homebuyer Mortgage Loans: This loan is designed to provide low interest rates to limited-income individuals to fund the acquisition or construction of affordable single-family housing. This loan eliminates the need for costly mortgage insurance, resulting in more affordable monthly mortgage payments, thus closing the affordability gap for working West Virginia families.

Homebuyer Leverage Loans: This loan provides down payment and closing cost assistance to limited-income homebuyers purchasing a single-family home. By reducing the upfront costs needed to purchase a home, CommunityWorks is making homeownership a reality for more West Virginia residents.

Homeowners Rehabilitation Loans: The Homeowners Rehabilitation Loan is for limited-income West Virginia homeowners looking to repair or improve their homes or remove a health and safety code violation. This loan will also provide for rehab and handicap accessibility to age in place.